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24 Payment Tools for Small Business, Startups and Freelancers

The right selection of payment gateway depends on the type of business you have. The options explained ensure faster payments and a secure environment for both parties.

Consider a list of 25 payment tools for your business.

1

PayPal

It is a secure and open payment gateway that can process debit and credit card payments. One of the popular online payment solution for both a merchant account and payment gateway. It sets up a quick and easy way to allow its merchants to accept credit cards. It handles 60% of all the web transactions.

The setup and cancellations fees charge at a flat rate and transaction fee dependent on the volume of payments and business processes.

PayPal features:

  • It offers a shopping cart and checkout system
  • Security features add advantage, reduces the possibility of breach
2

Braintree

Braintree helps businesses of all sizes from small to large enterprises. It helps to accept and process payments to maximize business opportunities and revenue growth. It offers the tools that give the customers a seamless user experience. It powers more than just payments:

  • Accept direct payments
  • It helps the marketplace businesses to process payments and pay out their sellers or providers
3

Authorize.Net 

Authorize.Net ensures rapid and secure transmission of transaction data. It also manages the routing of transactions with no software needed for implementation and installation. It provides a reliable platform, scalability and numerous value added services to manage and protect themselves from the crowd. Also, manage transactions, configure account settings, and generate reports using the platform. This online payment system accepts credit cards and electronic checks from websites and deposit funds automatically.

4

Forte  

The complete payment solution Forte accepts all major credit cards, debit cards, and checks. Forte makes the best of the feature rich gateway designed to withstand security, performance, flexibility, and reliability.

The features include:

  • Safe from breach,
  • Tokenization function hides the original sensitive data, protects cardholder data, reduces risk and helps with PCI compliance
  • Every transaction is smooth, swift and secure transmitted forward for processing
  • Sends the payment data securely to all major CC Processors

You can even have access to the best features like virtual terminal, cloud reporting, recurring transaction engine, payment tokenization and secure payment forms.

5

Pesopay 

The Pesopay payment gateway is an incredibly easy way to accept credit cards, ATM debit cards, e-wallets and cash on the website. Choose Pesopay as the right tool to make you succeed online. It offers the widest selection of payment services ranging from online, mobile and point-of-sale payments. Securely accept credit card payments from thousands of nation worldwide.

6

Paydollar

Enable easy and secure way of online transactions with Pay Dollar Payment Gateway! Look for the reliable, flexible and secure payment mode to maximize profitability. Manage secure and smooth online payment solutions. Operate with the payment gateway that reduces cost and increases conversions all through one.

  • Value-added processing
  • Global support options
  • Includes security features like payment link, payment booth, pay to            verify, pay alert and 3-D security options
  • Safe and reliable
  • Centralized view of transaction activity
  • Cost efficient choices
  • Simple, easy and flexible payment options
7

Alipay       

Alipay payment gateway has supported transactions in 14 major foreign currencies. The services are trusted and secure with free transactions within China. The additional escrow services allow verifying the products before releasing the payment. It offers one stop solution with the flexible, safe and secure online payment. Avail documentation in different languages for quick and easy setup. It provides complete customer experience and real time monitoring. Also, avail wide variety of payment methods ranging from online, mobile and point of sale payments. It allows payments with Visa, MasterCard, Maestro, Web Money, and QIWI.

8

FirstData 

First Data gains higher volume to make online transactions with great ease, user-friendliness, and security. It is an ideal choice for mail/phone order as it allows an unlimited number of simultaneous users to take orders and process transactions. The key features include:

  • SSL encryption that includes for hosted payment page
  • Supports 3D secure, responsive web design, card security code capture and the fraud reduction tools to customize through virtual terminal
  • Access online real time reporting, administration and customization            capabilities
  • Customers can pay with major card types including Visa, Master    cards, American express, and Rupay
  • Customize the hosted payment page by uploading own logo, changing      fonts and color schemes, preview the page before publishing it
9

2CO

2CO allows companies to accept online and mobile payments from buyers around the world. It has a host of capabilities designed to meet both customers and merchants. The platform supports a variety of transactions across multiple payment methods and supports markets across the globe. The entire checkout experience maximizes the conversions by adapting to the local aspects of your industry. The 2Checkout features include:

  • Multiple payment methods
  • Multi currency support of up to 87 currencies,
  • Multi language support of up to 15 languages
  • Customized checkout options: standard and inline
  • Integration with more than 100 online shopping carts and invoicing systems 
10

Moneris Solutions   

Protect your business with Moneris payment gateway solutions. You can able to reduce potential fraudulent transactions in real time. It delivers processing capabilities through payment processing software, e-commerce solutions and point-of-sale hardware. It can easily send payment request to the clients and once the clients make payments the money is automatically transferred to your account.

11

PSiGate      

PSiGate ensures to maintain secure and reliable online payment methods and using this payment gateway through Invoicera, you can really enjoy the ease of dealing in online payments. Its servers obtain credit authorization and provide tracking and reporting of all the transactions. The PSiGate merchant solution is supported by SSL transaction protocol which allows your client’s transactions to be processed through internet. Your clients can process multiple transactions at the same time which saves their valuable time.

12

Beanstream

Bean stream links customers, merchants, and financial institutions and facilitates electronic transactions. Bean stream provides credit card processing, recurring billing, electronic funds transfer, automated clearing house payment processing and authentication services, along with routing of selected transactions to third party processors and banks for authorization and settlement and check recovery services. Bean stream also provide a suite of tools to help in the identification and reduction of online fraud.

13

PayGate secure payments 

Making online payments through Pay Gate is another better option for you as it provides all kinds of e-commerce internet credit card processing services to its customers. It accepts multiple payment methods through a single payment gateway and provides a cost effective method to accept bank transfer payments from overseas. It also lets you access its single-interface payment solutions. It is now integrated for processing credit cards to more than 70 banks worldwide for merchants who qualify for merchant facility with their respective banks.

14

Siampay   

Enable a safe and secure platform for all the business transactions. Handle payments easily with the simplified network options.

  • Secure online payment processing services
  • Multiple online payment modes
  • Accepts credit cards, internet banking, cash payments securely
  • Function on any devices from tablets, desktops, smart phones to laptops
  • Minimize fraud and risks
  • Provides alternative payment tools via internet banking, cash payments and more
  • Easy access to cross-platform payments
15

NETWORK   

NETWORK online payment solutions have become an important catalyst in the field of online payment services. It has its unique benefits enrolled into it:

  • Provide the validated account number
  • Customers pre-define their account for e-debit purchases
  • Merchants can view and reconcile e-debit payments that are to be customized according to the date, account number and reference number.
16

Stripe     

Stripe is an online credit card processor designed keeping in mind the small business owners and online merchants. The vast selection of features easily takes away all the pains of accepting credit card payments via online channels.

  • User friendly platform that simplified checkout process for the customers
  • Easy set up with no installation charges and hidden fees
  • Simple intuitive and user friendly dashboard with minimum design
  • Offers a secure and flexible way to accept credit card information
  • Very simple and no hassle free pricing
17

Moneybookers

Link point is called the First Data Global Gateway SM Virtual Terminal that enables to make online transactions at a user-friendliness and greater degree of security. It is an administrative portal included with all versions of Link point gateway. You can easily track and perform recurring transactions allowing an unlimited number of simultaneous users to take orders and process transactions. Enter your credit card details and enjoy dealing with online payments.

18

Virtual Card Services

The growing e-commerce market has raised the secure payment mechanisms. It is recognized as the player in the online payment gateway effectively, securely and in real-time. It has provided dedicated service while remaining competitively cost efficient. Virtual card services acts as the intermediary between the vendor and the financial institution via its virtual vendor system. Virtual Card Services provides the collective experience in developing and implementing credit, debit and smart card processing systems to all its customers.

19

RazorPay

Empower your business with the right set of tools to accept online payments. Get into the driver’s seat of your payments ecosystem. It allows powerful and lightweight mobile SDKs for Android and Ios. Accept international payments, cards, wallets, net banking. You can easily spend time making great products not reading redundant docs.

20

Setcom

Setcom payment gateway has been a leading South African payment service provider. It provides ecommerce businesses WITH SECURE PROCESSING OF MOBILE AND ONLINE CREDIT CARD and EFT transactions. Focus on your growing businesses by ensuring simplicity, security, speed and all.

21

Paymate   

Receive electronic payments securely in your business. Also set payment processing modes to the business partners in 3 simple steps. Simplify your payment process keeping existing payment approval workflow. Also eliminate cost and paper inefficiencies. Manage your cash flow at your convenience and processes at a fraction of the time and cost of cash and cheque payments.

Track the status of the payments anywhere anytime and get real time visibility. Choose the fraction of the time and cost to connect with all your customers and suppliers

22

Sageway   

Sage Pay has the highest level of data security and shoppers are protected against fraud. It includes 24/7 comprehensive online support through our website. It meets all payment needs that lets you manage in-store and online transactions in a single place. Switching to the payment services helps every step of the way. Sage Pay offers all the features including 24/7 telephone support, advanced fraud screening tools and flexible payment options. Our standard package meets all the features without any hidden costs. This is why thousands of business already entrust their security to us.

23

iTransact 

ITransact services opens up new forefront of changing technology. It offers all the protection and security for the mobile credit card processing. It also allows business to receive payment authorizations in real-time and accepts payments anytime anywhere. ITransact is also able to share customer data with you. It also offers unsurpassed security and fast, reliable transaction processing every time with other providers. It also includes a virtual terminal that allows to key in credit card numbers received anywhere anytime. Manually, it enters the most payment information using the computer system and easily transmits transaction batches. It can also safely store and retrieve customer information

24

Citrus

The payment gateway offers unique features such as in app purchases, single click checkout and more that favors the complete stack of payment architecture. The most popular payment gateway supports absolute security for consumers. It guarantees great payment services for thousands of merchants; optimize online purchases with millions of transactions and more. It is supported on all devices like Android, Ios and windows. It appears one channel for all processing such as enable/disable payment modes, refund transactions and more.

As you build your business, different payment gateways possess different fees and security. It increases the complexity for both merchants and paying customers.

This is the referred post from various Payment Gateways websites.

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